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Financing

YES!  We have many lenders competing to offer you competitive rates for your auto loan.  Honda Finance is in great financial health and wants to help you get into a new or pre-owned Honda.  Plus, we have many credit unions ready to make you a member and give you a great rate.  Complete an application and let us go to work for you.

We recently secured funding for an individual with a 547 credit score and another with a 526 credit score, plus someone with 3 auto loans and moderate income, plus more than one first-time buyer, and even someone with only a tax ID number.  We have real world solutions.  Let us develop one for you.

Your personal information is encrypted in a safe, digital format and is never sent through E-Mail.

Please note, the credit bureaus now recognize when someone is searching for an auto loan from various lenders over a short period of time.  This is seen as an attempt to secure ONE loan, not multiple loans, and therefore does NOT adversely effect your credit rating.

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Financing Navigation

Contact Information

Honda Redwood City

601 El Camino Real

Redwood City, CA 94063
sales Sales:
888-239-6701

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.